The easy way to apply for term life insurance.
All online without the need for a medical exam.
Start with an instant quote.
No email address required and no obligation to buy anything. If you like what you see, the full application takes just a few minutes.
Find the right coverage at the just-right price.
Rates shown based on a healthy, non-smoking, 35-yr old woman.
Quote reflected is an example. Your actual premium will be determined by underwriting review.
It only takes minutes
Apply online for affordable term life insurance starting around just $11 a month. Most people get an instant decision, and you could have coverage today, if approved.
To protect your family for years
The death benefit from a term life insurance policy could help your family pay for things like housing, education, or maintaining your standard of living.
Got questions?
You're not alone. We get questions all the time.
Term life insurance is cheaper than whole life insurance. It provides coverage for a specific length of time (this is called a “term”) at a level premium (meaning the price doesn’t change) throughout the life of the policy. Whole life insurance covers you for life as long as you pay the premium, and includes a cash value component. Because the death benefit is guaranteed for your life, whole life is more expensive than term insurance.
To start a quote, simply click here. We’ve created a simple, online quote tool where you can get started. Enter your gender, birthdate, height, weight, and state of residence, to receive an estimate. If you like what you see, you can continue to apply.
As fast as 5 minutes! We’ve worked hard to make the application process quick and seamless so apply today.
Of course! We have Customer Care Advisors available to assist you with any questions or concerns that you may have. Give us a call at 1-800-835-8803, M-F 8am-5pm CT.
See your price in minutes.
Most applicants get an instant decision. If approved, simply pay and you're insured. That's it!
